Payment information

Payment information

Payment service provider Apple Pay

You can pay with Apple Pay during the order process. To do so, you must confirm the payment using the Apple Pay service on a supported Apple device, following verification steps. Apple Pay uses the payment information you have stored in the Apple Wallet app for the transaction. For more information, see https://support.apple.com/de-de/HT201469

Payment service provider Google Pay

You can pay with Google Pay during the order process. To do so, you must confirm the payment using the "Google Pay" mobile app on a supported device, following verification steps. Google Pay uses the payment details you have stored in the app for the transaction. For more information, see https://support.google.com/pay/merchants/answer/6345242?hl=de

Payment service provider PayPal

Just a few steps to payment:
1. Select “PayPal” as your payment method at checkout.
2. To complete the payment, you will be redirected to the PayPal website.
3. If you are already a PayPal customer, you can log in with your PayPal user details and initiate the payment.
If you don't have a PayPal account yet, you can create one and then confirm the payment. Setting up a PayPal account is not necessary for direct debit via PayPal, credit card via PayPal, and purchase on account via PayPal.
4. You will then be redirected back to us ( www.my-habits.de ).

Payment service provider Klarna

In cooperation with Klarna Bank AB (publ), Sveavägen 46, 111 34 Stockholm, Sweden, we offer the following payment options. Payment is made to Klarna in each case:

  • Invoice: The payment period is 14 days from the date of shipment of the goods/ticket/or, in the case of other services, the date the service is made available. The invoice terms and conditions can be found here.
  • Installment Purchase: With Klarna's financing service, you can pay for your purchase flexibly in monthly installments of at least 1/24 of the total amount (but at least €6.95) or under the terms otherwise specified during checkout. Installment payments are due at the end of each month after Klarna sends you a monthly invoice. Further information on installment purchase, including the general terms and conditions and the European Standard Information for Consumer Credit, can be found here.
  • Immediately: Your account will be debited immediately after you place your order.
  • Direct debit: The debit will be made after the goods are shipped. You will be notified of the date by email.

The use of the payment methods invoice, installment purchase, and direct debit requires a positive credit check. Therefore, we will forward your data to Klarna for the purpose of address and credit checks as part of the purchase initiation and processing of the purchase contract. Please understand that we can only offer you those payment methods that are permissible based on the results of the credit check. Further information and Klarna's terms of use can be found here: https://cdn.klarna.com/1.0/shared/content/legal/terms/K502554/de_de/user .

General information about Klarna can be found here: www.klarna.com . Your personal data will be treated by Klarna in accordance with applicable data protection regulations and as stated in Klarna's privacy policy.

Payment service provider Checkout by Klarna

With Klarna Checkout, you can complete your order quickly and easily – without any additional registration. You can either conveniently pay by invoice or select an alternative payment method within 30 minutes of placing your order. This option is limited to the payment methods available within Klarna Checkout, i.e., purchase on account, installment purchase, credit card, direct debit, and instant bank transfer.
If you're using Klarna Checkout for the first time, you may not be able to select your preferred payment method. However, you can still pay by credit card or direct bank transfer.
If you have any questions about the Klarna checkout (payment process) or an existing Klarna payment, please feel free to contact the friendly colleagues of the Klarna support team. You can reach Klarna customer service Monday to Friday from 8 a.m. to 10 p.m. and Saturday/Sunday from 10 a.m. to 5 p.m. at +49 221 66950110 or via the contact form at www.klarna.de .

Payment service provider Sofort by Klarna

Sofortüberweisung – Pay easily and directly.
"Sofort." is the direct bank transfer method from Sofort GmbH, a Klarna Group company. You pay securely and conveniently using your usual online banking details (PIN/TAN) without registration – now in the new Klarna design. The merchant receives a real-time confirmation after the transfer is completed. This allows them to ship in-stock items and digital goods immediately, so you receive your purchases faster.